25 tips to save money easily

Controlling expenses and not buying impulsively are essential factors to avoid causing yourself problems.

Money is hard to come by, but on the other hand it goes fast if we don't control our spending.. And everything in this life costs money: if we want to go to the gym, a dinner with our friends, a weekend at the beach with our partner ... it is easy to get to the end of the month and realize that this month we have spent more than the account. Many times, for unnecessary things.

Tips and tricks to save money

If you have been thinking for some time that you want to have a savings reserve but you never manage to do it, in the following lines you can find a list of money saving tips and tricks and tips to help you achieve it.

1. Be careful where you keep your money

You may have been with your bank for many years and feel comfortable staying there, but there are many banks that charge very expensive and sometimes abusive fees and interest. Research and analyze other banks to see if there are better options for saving money.

2. Set a goal to save money

The first step to saving money is to set a goal. It is true that many times we can set our mind to do things and then halfway through we can throw in the towel. But you have to start somewhere: you have to set goals..

3. Put aside a fixed amount each month (even if it's a small amount)

Once you decide that you want to save money, you need to move from thought to action, i.e. start saving. You may be able to save if you put some money aside each month, even if it's a small amount, and if you schedule your expenses in advance on a regular weekly basis.

4. Don't use a credit card

The card can be a useful tool when it comes to shopping, but it can also cause us to have an unrealistic perception of how much money we have. unrealistic perception of the money we have and spend. and spend. It is better to leave the house with just enough money than to overspend with the card.

5. Think about what you spend

Do not buy for the sake of buying, but buy things that are useful. It's okay to buy shoes, but use them and don't buy them on a whim. You can spend a lot of money on unnecessary things. By the way, if possible, avoid going shopping hungry.

6. Wait to make the decision

A good strategy to avoid buying unnecessary things is to wait to make a decision, that is to say, think with a cool head.. Analyze the pros and cons of your purchase, do not get carried away by the aesthetic packaging of the products (TV ads, marketing campaigns, street, etc.).

7. Put the money in an envelope

It's always good to figure out roughly how much to spend per month. While I've already mentioned that it's best not to use the card, it's also good to have the money you think you'll spend in a month in an envelope. it's also good to have the money you think you'll spend in a month in an envelope..

8. Compare

Don't spend for the sake of spending, but it's better to compare offers. For example, if you are going on a trip, there are many websites that compare prices for you.

9. Use the customer card

Many establishments offer small discounts and gifts for their customers. It is always good to have this type of card, especially if you often go there. But be careful, it could happen that this card leads you to buy more than you need.

10. Think about your old age

It may be hard to save if you think short term, but it will be easier if you think long term. it will be easier if you think in the long termto reach that age without financial problems. The third age is a stage in life in which we no longer work, and everything we can save throughout our lives will be of great use to us.

11. Read a book to save money

There are different literary works that offer a great deal of advice on how to save money. One of them is the book Ahorra o nunca: Cómo ahorrar y sacar el máximo partido a tu dinero (Save or never: How to save and make the most of your money) by Borja Pascual Iribarren.

12. Have fun while saving

Saving is not something fun, but rather necessary.. But there are some applications on the market that allow you to have fun while you save. Some of these tools are SaveUp or SmartyPig, which help make saving an exciting challenge.

13. Make use of psychology

Psychology is a science that provides knowledge about many issues that affect our daily lives. That's why it's always good to know more about these topics and read articles like this one: "The 12 psychological tricks that supermarkets use to make you spend more money". Surely you can draw some conclusions to be able to save money.

14. Eat chewing gum and listen to music

For example, since many places use music or smells to attract the attention of our senses, you can chew gum and put on headphones when you go shopping, which will help you consume less money. will help you consume less impulsively..

15. Think about what it has cost you to earn that money.

It's hard to earn money these days. So the next time you go shopping, think about the sweat and hours you've put in to earn the money you're going to spend in an afternoon.

16. Be careful with electricity and water

Electricity and water are very expensive, so, if you can avoid it, it is always better to turn off the light when it is not necessary and not to waste water. In the latter case, you could place a reminder next to the faucet, for example.for example.

17. Prepare food at home

You may find it more convenient to go to a restaurant when you have a break at the office, but if you want to save money, it is better to bring your food from home. You can make your favorite dishes and keep them in a "tupper".

18. Use the 24-hour rule

In one of the previous points I talked about thinking about the consequences of spending money. It is good to apply the 24-hour technique if we want to save money. This technique consists of delaying the decision to buy something for up to 24 hours..

19. Put a reminder on your card

If you don't want to do without your credit card, at least put a reminder next to it so you don't forget that you are saving. You can put a sticker on your wallet to remind you.

20. Quit smoking

Some vices are expensive. Especially some, such as tobacco, which are also harmful and do you no good. If you quit smokingnot only your health will notice the benefits, but also your wallet. One of the most effective money-saving tricks, but also one of the most sacrificing.

21. Imagine your shopping as money

Instead of seeing those new sneakers you bought as a new fad, look at them for the price they cost, look at them for the price they cost. Maybe that way you will value them more.

22. Write down the money you are spending

A good strategy to save is to write down the money you have spent, as it can serve as feedback to know what you have spent this month.

23. Make a budget

Knowing how much money you have spent each month helps you plan for next month. Then, with what you think you need, put it in an envelope. The rest you can put in your checking account.

24. Install LED lights

LED (Light Emitting Diode) lights are not only energy-saving, they are also energy-saving in terms of electricity bills. also save money on the electricity bill.. That is why they have become so popular in recent years.

25. Take advantage of offers

Many times stores and supermarkets have discount products.. For example, when you buy a large can of tuna, you get 50% off the next unit. If you shop smart, you can save a lot of money each month.